It’s always free to refinance.

Mortgage rates are unpredictable. The rate you pay closing costs on today could be free the very next week. That’s why when it comes to refinancing for any reason, make sure you’re with the right partner.

Gordon Miller shares why paying closing costs to refinance is never beneficial to you.

Spending $5000 in closing costs every time the rate goes down means justifying cost versus savings. At Miller Lending, we offer a better way to refinance.

When the rate goes down, we give you a call. As the Original Home of the No Closing Cost Loan since 1987, there is nothing to justify. You can refinance, gain those savings and be primed to refinance again when the rate drops lower. And still without those pesky closing costs.

History proves what goes up will come down again. Will you be ready?


The experts at Miller Lending Group want you to be in the best position to act when the rates drop.

This means, through refinancing, you will always have the “best” rate on your mortgage. Give us a call and we’ll be happy to explain why the no closing cost option is the only option you should consider for a refinance.

Really, it’s a no-brainer. So go ahead and keep your hard-earned money right where it belongs. In your pocket!