Original Home of the No Closing Cost Loan
Truly personalized service
to find the right loan for you
PLUS an easy loan process
Finally, a mortgage lender who gets it
(and you).
Is a Zero Closing Cost loan really legit? Yes!
For Purchases and When Refinancing
No Costs or fees added to your loan balance
Let’s find out if it’s right for you:
It’s no gimmick. Zero closing cost loans can be an ideal loan for many borrowers. A loan with No Closing Costs can save you thousands of dollars.
On a purchase, lower the cash needed at closing. So, you keep more money in your pocket for all the things you really want to buy for your new home.
For a refinance loan, you'll start saving on your very next mortgage payment.
The savings and flexibility of a loan with No Closing Cost or fees is a smart strategy in today's high rate mortgage market. Over 40,000 of our customers have made this choice. While some lenders shy away from showing you this high-value option, we know that for many it’s the winning solution.
Plus, we also have a wide array of other loan products available, because our goal is the same as yours: to identify the RIGHT OPTION for you.
Get started today!
NO costs or fees added to your loan balance.
Get your FREE No Obligation
No Closing Cost Loan Analysis Today!
Our Exclusive Lighthouse Concierge Service will create a loan customized and optimized for you.
Guiding you home is always our priority
What if the No Closing Cost Loan option isn’t the best choice for you? No worries! We’ve got you covered.
Your Loan Advisor will help you tap into our WIDE array of other competitive loan options, with concierge-level care. It’s all part of the exclusive services Miller Lending provides with the help of our partnership with NC-based Lighthouse Lending.
Just one call gives you access to a comprehensive set of industry-leading loan options AND services.
No matter your situation, we’re here to help:
First time Home Buyers
Second Home Shoppers
Investors Buying property
Low Credit Score
Non Standard Income Earners
Guiding you home is always our priority. We want to be your lender for life.
Why have confidence in us and our process?
✔ We are Family Owned, Locally Grown
✔ 100% Focused on Loans for Refinance and Purchase
✔ Accessible and Responsive by Text, Phone, or Email
✔ Experienced and Trusted — not Industry Rookies!
We love doing mortgages every day, but we never forget that you think about mortgages only a few times in your life. Maybe you've never had a mortgage. So we get that stepping into the mortgage arena can feel like a scary leap.
You want your mortgage lender to deliver clear, jargon-free explanations, the best loan options, and a partner who’s available on your schedule.
And that’s how Miller Lending has done business for decades.
There’s a lot that happens between your initial consultation and your loan being funded. There will be a team of experienced professionals to guide you and support the process all the way, step by step.
We will watch the mortgage market for you. Sign up for our FREE RATE WATCH SERVICE.
Reviews from just a few of our happy customers
“My fiancé and I were first time home buyers and Danny Davis made the process very smooth. He was very responsive, knowledgeable, and professional. We had so many questions for Danny throughout the process and he explained each step along the way. Highly recommend Danny and the Miller Lending Group for a loan!"
– Lexi Lasson“My experience with Miller Lending has been nothing but outstanding every time, I have worked with Danny Davis and refinanced several times since 2016. Every step is clearly communicated and many times ended saving more money than originally quoted from initial disclosures. I would highly recommend working with Danny Davis and the entire team at Miller Lending. You have earned my business for life”
– Brian Hale“I’ve been working with Miller Lending for over a decade. I’ve done refinances as well as new home purchases with them. The communication has always been great from their team to make sure that the closing can be finalized correctly in a timely manner. Even when we refinanced during the pandemic, the closing was done at our house safely and professionally.”
– Jason WalencikBuying or refinancing?
Get the loan that fits your life and bank account
As a trusted lender since 1997, we know mortgages – and are experts at matching loan options to client needs. Whether you're a first-time homebuyer or looking to refinance, our loan options are wide-ranging, including:
Conventional 30, 20,15-year fixed-rate mortgages
FHA, VA, USDA and Jumbo loans
Primary residences, 2nd homes and investment properties
Special programs for unique circumstances
NO closing cost options
We lend in North Carolina, Virginia, and Michigan
That’s right – a key distinction with Miller Lending is that we believe and strongly recommend (when appropriate) that borrowers evaluate a No Closing Cost option.
In a nutshell: there’s no one-size-fits-all solution when it comes to mortgages. Our experienced loan officers work closely with you to find the loan that fits your life and your wallet.
It’s Easy!
Buying or refinancing can be stressful. That’s why we put your needs FIRST, blending personal service with cutting edge tech for a superior client experience.
One simple click gets you started.
An extensive array of loan programs and terms with competitive rates for both home purchases and mortgage refinancing.
Real-time updates streamline communication so you’re always informed.
Exclusive Lighthouse Concierge Care Service for solutions and support provided by real people, right here in the Triangle NC. Day or night, we’re just a phone call away.
At Miller Lending, we're not just your mortgage lender, we're your lifelong mortgage partner. And we can’t wait to meet you!
