It’s not rocket science.
Buying a home is exciting, emotional, stressful and EXPENSIVE. There are down payments, inspection fees, and moving costs adding up. And then furniture, landscaping and yes, even invisible fences to buy.
It’s just the biggest lifetime investment to buy a home. And you need a partner that will help you understand the options available to you when it comes to financing.
Don’t spend more time shopping for a new cell phone than you do for your mortgage.
We get it. You might feel like the last thing you want to deal with is mortgage loan comparisons. Especially with so many other decisions waiting to be made. So, everyone reassures you and says, “work with my guy . . . he’ll give you the best rate.” Then they throw in that appliance allowance to sweeten the deal for you.
Here’s the truth.
This is the biggest buying decision any of us make in our life. No matter how many times you do it. Purchasing a home and financing a home are two separate, yet equally important decisions you need to make during this exciting time.
But nobody tells you to think about it in that way. You buy a home, you have a realtor, you get recommendations for a “loan guy” from everyone you trust. You go with the guy who gives the best rate. After all, you should finance the way your parent did, right?
Wrong! This process requires more time, consideration and understanding than you may realize. At Miller Lending, we pride ourselves on total transparency and taking the time to educate our clients on the financial impact this decision has on their lives and their future.
When borrowing for a home purchase, it’s very easy to waste money where you don’t have to. Especially when it comes to fees and closing costs. Let the seasoned experts at Miller Lending help you make an informed decision for your financial future.